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Easy Ways To Vary Your Diet

Most of us know how important it is to eat a varied diet that includes plenty of fruits and vegetables and high-quality protein. But when we are used to eating a certain way, it may be easier said than done to add healthy variety to our meals. The following tips can make it easy to vary your diet with foods that are good for your...

What Do I Need To Do Before Buying Life Insurance?

Buying life insurance is an important financial decision. Not only can it help protect the loved ones who depend on you, but it can also serve as a useful financial tool. To help ensure you make the right decision, take the following steps before shopping for a life insurance policy. Determine How Much Life Insurance You Need How much will be needed in death benefits...

Can I Have More Than One 401(k)?

It is possible to enroll in more than one 401(k) at a time. In fact, it is not uncommon to accumulate several over a lifetime. This can occur in various situations. Scenarios that Can Lead to More than One 401(k) You may have a 401(k) account from a previous employer and enroll in a second 401(k) plan when you start a new position. This process...

What Is The Long-Term Disability Waiting Period?

Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to 180 days) before your benefits start. This period of time is known as the waiting...

Is It Ever Too Late To Get Life Insurance?

Strictly speaking, it is never too late to buy life insurance. However, the longer you wait to purchase a policy, the higher your premiums and the more limited your options. If you wait too long, you may have to settle for a policy that is less than you want at higher rates. Why Buy Life Insurance Early? The younger you are when you buy life...