How Affordable is Life Insurance?
Posted: April 7, 2021
How Affordable is Life Insurance?A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life...
If My Company Is Acquired by Another Company, What Happens to My 401(k)?
Posted: March 28, 2021
If My Company Is Acquired by Another Company, What Happens to My 401(k)?If your employer is acquired, the fate of your 401(k) plan may depend in part on what type of acquisition it is – asset sale or stock purchase. In an asset sale, the selling company retains responsibility for the 401(k) plan. Employees of the acquired company that stay on after the sale are typically considered new employees of the acquiring company. If the acquisition is...
Keeping Your Kids Healthy
Posted: March 25, 2021
Keeping Your Kids HealthyKids are natural germ magnets. It can be a challenge to keep them healthy during the best of times, let alone during a pandemic. If you are a parent with young children, the following tips can help you keep your kids healthy, whether they are attending school or sheltering in place at home. Serve Healthy Meals and Snacks Good nutrition is the bedrock for good...
Beginner’s Guide to Annuities
Posted: March 22, 2021
Beginner’s Guide to AnnuitiesIt is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to annuities for beginners. What Are Annuities? Annuities are a relatively...
How to Roll Over Your 401(k)
Posted: March 13, 2021
How to Roll Over Your 401(k)If you leave your job for reasons other than retirement, you have four options on what to do with your 401(k). You can: Leave it with your former employer Consolidate it into your new employer’s 401(k) plan Cash it out Roll it over into an IRA or Roth IRA. Rolling Over a 401(k) to an IRA IRAs offer more investment options than 401(k)s. IRA fees...
